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Granite Edvance Student Loan Programs

Granite Edvance loan programs provide customers access to an organization committed to providing responsible financing options and offers borrowers competitive interest rates, discount programs, and multiple repayment options.

Supporting NH Students & Families

Granite Edvance, located in Concord, is the exclusive student lending partner of Piscataqua Savings Bank, offering private student loans and student loan refinancing.

For more information or to schedule an in-office appointment to discuss the programs, please contact Granite Edvance Student Loan’s friendly and knowledgeable loan counseling team.

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Granite Edvance Student Loan

This loan program is intended for undergraduate and graduate students currently enrolled and seeking additional funding after exhausting all other financial aid resources. The student acts as the primary borrower but may require a cosigner to meet eligibility requirements. Eligible borrowers must be enrolled at least half-time at a Title IV degree-granting institution.

Features:

  • Fixed and variable interest rates are available
  • Deferred, interest-only, or immediate repayment
  • Interest rate discounts based on type of repayment and enrolling in automatic debit
  • No upfront fees or prepayment penalties
  • Cosigner Release available
  • Loan Minimum: $1,000
  • Loan Maximum: Up to the Cost of Attendance minus any financial aid accepted
  • Loan origination support from local student loan experts
  • Smooth online application process – including finding your rate in under 3 minutes!

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Piscataqua Savings Bank is not involved in the underwriting, approval, or servicing of these private student loans. All loan-related decisions and processes are handled exclusively by Granite Edvance.

Loans offered through Granite Edvance are private student loans and are intended to supplement, not replace, federal and institutional financial aid options. Students are encouraged to file the Free Application for Federal Student Aid (FAFSA) and to consult their post-secondary institution’s financial aid office to discuss all available options.

Granite Edvance Refinance Loan

This loan program provides existing student loan borrowers the option of combining multiple student loans into a new loan with the potential of reducing your interest rate(s), lowering your monthly payment, and/or lowering your total loan cost. Eligible loans include federal and private student loans used for attendance at a Title IV degree-granting institution.

Features:

  • Fixed and variable interest rates are available
  • Interest rate discount for enrolling in automatic debit
  • No upfront fees or prepayment penalties
  • Multiple repayment terms are available
  • Cosigner Release available
  • Loan minimum: $7,500
  • Loan maximum: $200,000
  • Ability to refinance Federal Parent PLUS loans
  • Loan origination support from local student loan experts
  • Smooth online application process – including finding your rate in under 3 minutes!

Apply Now

Program Partner

This program is offered in partnership with Granite Edvance, located in Concord, NH.

Phone: 855-887-5430
Email: loansupport@graniteedvance.org
Address: 3 Barrell Court, Concord, NH 03301
NMLS ID#: 1527348