We Focus on You
By focusing on you, and limiting our geographic service area to Portsmouth and the surrounding towns, we’re able to provide the superior banking experience — and exceptional rates — our customers have counted on since 1877. Please call us at (603) 436-5250 to find out if your town is included among the communities we serve.
Our Rates
Please review our rates below and check back often, as this page is updated daily. And remember, we’re always surveying our competitors’ rates to ensure that when you bank with us, you’re getting the best rates possible.
Call us at (603) 436-5250 to speak with us about your specific banking needs and goals.
All rates are subject to change without prior notice.
Rates as of 06/03/23.
Certificates of Deposit
Account Product | Minimum Opening Deposit | Minimum Balance to Earn APY | Interest Rate | APY** |
91 Day* | $2,500.00 | $0.01 | 2.23% | 2.25% |
6 Month* | $2,500.00 | $0.01 | 2.23% | 2.25% |
1 Year* | $500.00 | $0.01 | 2.96% | 3.00% |
1 1/2 Year* | $500.00 | $0.01 | 4.16% | 4.25% |
2 Year* | $500.00 | $0.01 | 2.47% | 2.50% |
3 Year* | $500.00 | $0.01 | 2.23% | 2.25% |
5 Year* | $500.00 | $0.01 | 1.98% | 2.00% |
Kids' Bank Variable Rate 5 Year CD*** | $250.00 | $0.01 | 2.96% | 3.00% |
All of the above CDs are available to be opened as Individual Retirement Accounts (IRAs)
Fees could reduce the earnings on the account.
*A penalty may be imposed for early withdrawal.
**APY: Annual Percentage Yield
***The interest rate and annual percentage yield may change after account opening.
IRAs
Account Product Name | Minimum Opening Deposit | Minimum Balance to Earn APY | Interest Rate | APY** |
1 1/2 Year Variable IRA* | $10.00 | $0.01 | 2.47% | 2.50% |
The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account.
*A penalty may be imposed for early withdrawal.
**APY: Annual Percentage Yield
Money Market
Minimum Opening Deposit | Minimum Balance to Earn APY | Interest Rate | APY** | |
Balances up to $2,499.99* | 0.00% | 0.00% | ||
Balances $2,500.00 – $49,999.99* | $2,500.00 | $2,5000 | 0.35% | 0.35% |
Balances $50,000.00 – $99,999.99* | $2,500.00 | $50,000.00 | 0.75% | 0.75% |
Balances $100,000.00 – $249,999.99* | $2,500.00 | $100,000.00 | 1.24% | 1.25% |
Balances $250,000.00 - $499,999.99* | $2,500.00 | $250,000.00 | 1.49% | 1.50% |
Balances $500,000.00 – $999,999.99* | $2,500.00 | $500,000.00 | 1.74% | 1.75% |
Balances $1,000,000.00 and over* | $2,500.00 | $1,000,000.00 | 1.98% | 2.00% |
Fees could reduce the earnings on the account.
*The interest rate and annual percentage yield may change after account opening.
**APY: Annual Percentage Yield
Savings and Checking Accounts
Account | Minimum Opening Deposit | Minimum Balance to Earn APY | Interest | APY** |
Passbook/ | $10.00 | $100.00 | 0.35% | 0.35% |
Christmas/Vacation Clubs* | $1.00 | $0.01 | 0.35% | 0.35% |
Checking Account* | $100.00 | $0.01 | 0.00% | 0.00% |
Kids' Bank Savings Account Balances up to $1623.00* | $0.01 | $0.01 | 16.23% | 17.62% |
Kids's Bank Savings Account Balances $1623.01 and over* | $0.01 | $0.01 | 0.60% | 0.71% to 17.62% |
Health Savings Account | $100.00 | $0.01 | 0.15% | 0.15% |
Health Savings Account | $100.00 | $2,500.00 | 0.20% | 0.20% |
Health Savings Account | $100.00 | $10,000.00 | 0.30% | 0.30% |