We Focus On You.
Our commitment is to provide the highest level of customer service and that includes offering the best rates possible. How do we do it? We focus on providing our banking services to residents in a limited number of towns surrounding the greater Portsmouth area.
Please call us at 603.436.5250 to find out if your town is included among the communities we serve.
By focusing on you, and limiting our geographic service area, we are able to provide the superior banking experience you've come to know us for since 1877.
Our Rates
Please review our rates below and check back often as this page is updated daily. And remember, we are always surveying our competitors' rates to ensure that when you bank with us, you're getting the best rates possible.
Call us at 603.436.5250 to speak with us about your specific banking needs and goals.
All rates are subject to change without prior notice. Rates as of 2/4/2012
Certificates of Deposit
| Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Earn APY |
Interest Rate |
APY** |
3-Month*
|
$2,500.00 |
$2,500.00 |
0.30% |
0.30% |
6-Month*
Up to $49,999.99
|
$2,500.00 |
$2,500.00 |
0.50% |
0.50% |
6-Month*
50,000.00 and over |
$50,000.00 |
$50,000.00 |
0.50% |
0.50% |
9-month*
$500.00 up to $49,999.99 |
$500.00 |
$500.00 |
0.50% |
0.50% |
9-Month*
$50,000.00 and over |
$50,000.00 |
$50,000.00 |
0.50% |
0.50% |
1-year*
Up to $49,999.99
|
$500.00 |
$500.00 |
0.60% |
0.60% |
1-year*
$50,000.00 and over |
$50,000.00 |
$50,000.00 |
0.60% |
0.60% |
1 1/2 years*
Up to $49,999.99 |
$500.00 |
$500.00 |
0.85% |
0.85% |
1 1/2 year*
$50,000.00 and over |
$50,000.00 |
$50,000.00 |
0.85% |
0.85% |
2-year*
Up to $49,999.99 |
$500.00 |
$500.00 |
1.09% |
1.10% |
2-year*
$50,000.00 and up |
$50,000.00 |
$50,000.00 |
1.09% |
1.10% |
3-year*
Up to $49,999.99 |
$500.00 |
$500.00 |
1.34% |
1.35% |
3-year*
$50,000.00 and up |
$50,000.00 |
$50,000.00 |
1.34% |
1.35% |
back to top
IRAs
| Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Earn APY |
Interest Rate |
APY** |
1-1/2 Year Variable IRA*
All balances.
The interest rate and annual percentage yield may change after account opening. |
$10.00 |
$10.00 |
0.85% |
0.85% |
back to top
Money Market
| Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Earn APY |
Interest Rate |
APY** |
Balances up to $2,499.99*
|
$2,500.00 |
$1.00 |
0.15% |
0.15% |
Balances of $2,500.00 - $49,999.99*
|
$2,500.00 |
$2,500.00 |
0.30% |
0.30% |
Balances of $50,000.00 and over*
|
$50,000.00 |
$50,000.00 |
0.30% |
0.30% |
Premier Money Market - $25,000.00 - $49,999.99*
|
$25,000.00 |
$25,000.00 |
0.30% |
0.30% |
Premier Money Market - $50,000.00 - 99,999.99*
|
$50,000.00 |
$50,000.00 |
0.40% |
0.40% |
Premier Money Market - $100,000.00 - 250,000.00*
|
$100,000.00 |
$100,000.00 |
0.50% |
0.50% |
back to top
Savings and Checking Accounts
| Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Earn APY |
Interest Rate |
APY** |
Passbook/Statement Savings
All balances. The interest rate and annual percentage yield may change after account opening. |
$10.00 |
$100.00 |
0.30% |
0.30% |
Christmas/Vacation Clubs
All balances. The interest rate and annual percentage yield may change after account opening. |
$1.00 |
$1.00 |
0.30% |
0.30% |
Checking Account
All balances. The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account |
$100.00 |
$1.00 |
0.15% |
0.15% |
Health Savings Account - Fees could reduce earnings on the account
Up to $2,499.99* |
$100.00 |
$1.00 |
0.25% |
0.25% |
Health Savings Account - Fees could reduce earnings on the account
Balances of $2,500.00 - $9,999.99* |
$2,500.00 |
$2,500.00 |
1.00% |
1.00% |
Health Savings Account - Fees could reduce earnings on the account
Balances of $10,000.00 and over* |
$10,000.00 |
$10,000.00 |
1.24% |
1.25% |
back to top
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
