Deposit Rates

Friday May 9, 2008
Accounts may be opened at our 15 Pleasant St., Portsmouth NH office.   
 We do not open new accounts through the mail or for  residents outside of our normal lending area.

Please call for details.
 

 
Account Product Name Minimum Opening Deposit Interest Rate Annual
Percentage Yield
Passbook/Statement Savings
All balances. The interest rate and annual percentage yield may change after account opening. The minimum balance required to obtain the APY** is $100.00

 $10.00 1.00% 1.02%
Christmas/Vacation Clubs
All balances. The interest rate and annual percentage yield may change after account opening.  The minimum balance required to obtain the APY** is $1.00
 $1.00 1.00% 1.02%
Checking Account
All balances. The interest rate and annual percentage yield may change after account opening. The minimum balance required to obtain the APY** is $1.00
 $100.00 .25% .25%
Money Market
 		$2,500.00 . .
Balances up to $2,499.99
The minimum balance required to obtain the APY** is $1.00
 . .25% .25%
Balances of $2,500.00 -   $9,999.99
The minimum balance required to obtain the APY** is $2,500.00.
 . 1.50% 1.51%
Balances of $10,000.00 - 49,999.99
The minimum balance required to obtain the APY** is $10,000.00.
 . 2.00% 2.02%
Balances of $50,000.00 and over. The minimum balance required to obtain the APY** is $50,000.00.

 

   2.25% 2.28%
The interest rate and annual percentage yield may change after account opening. .

 

 

Premier Money Market

 $25,000.00    
Balances of $25,000.00 -   $49,999.99
The minimum balance required to obtain the APY** is $25,000.00.		   2.43% 2.45%
Balances of $50,000.00 - 99,999.99
The minimum balance required to obtain the APY** is $50,000.00.		   2.72% 2.75%
Balances of $100,000.00 - 250,000.00
The minimum balance required to obtain the APY** is $100,000.00.		   2.96%

 

 3.00%

 
The interest rate and annual percentage yield may change after account opening.

Some restrictions may apply.

  

Certificates of Deposit and IRAs
3-Month*
All balances
The minimum balance required to obtain the APY** is $2,500.00.
 $2,500.00 2.75% 2.78%
6-Month*
up to $9,999.99
The minimum balance required to obtain the APY** is $2,500.00.
 $2,500.00 2.48% 2.50%
6-Month*                         $10,000.00 and over                  The minimum balance required to obtain the APY** is $10,000.00
 $10,000.00 2.81% 2.85%
9-Month*                        $500.00 and over     The minimum balance required to obtain the APY** is $500.00 $500.00 2.57% 2.60%
9-Month*                        $10,000.00 and over   The minimum balance required to obtain the APY** is $10,000.00 $10,000.00 2.72% 2.75%
9-Month*                        $100,000.00 and over  The minimum balance required to obtain the APY** is $100,000.00 $100,000.00 2.72% 2.75%
1-Year*
up to $9,999.99
The minimum balance required to obtain the APY** is $500.00.
 $500.00 2.72% 2.75%

1-Year*
$10,000.00 and over
The minimum balance required to obtain the APY** is $10,000.00.

 $10,000.00 2.96% 3.00%

1-Year*
$100,000.00 and over
The minimum balance required to obtain the APY** is $100,000.00.

 $100,000.00 2.96% 3.00%
1-1/2 Year*
up to $9,999.99
The minimum balance required to obtain the APY** is $500.00.
 $500.00 2.72% 2.75%
1-1/2 Year*
$10,000.00 and over
The minimum balance required to obtain the APY** is $10,000.00.
 $10,000.00 2.96% 3.00%
2-Year*
up to $9,999.99
The minimum balance required to obtain the APY** is $500.00.
 $500.00 2.72% 2.75%
2 Year*
$10,000.00 and up to $49,999.99
The minimum balance required to obtain the APY** is $10,000.00.
 $10,000.00 2.96% 3.00%
2 Year*                             $50,000.00 and over                       The minimum balance required to obtain the APY** is $50,000.00 $50,000.00 2.96% 3.00%
3-Year*
up to $9,999.99
The minimum balance required to obtain the APY** is $500.00.
 $500.00 2.72% 2.75%
3 Year*
$10,000.00 and up to $49,999.99
The minimum balance required to obtain the APY** is $10,000.00.
 $10,000.00 2.96% 3.00%
3 Year*                             $50,000.00 and over                        The minimum balance required to      obtain the APY** is $ 50,000.00 $50,000.00 2.96% 3.00%
     

All of the above fixed rate Certificates of Deposit are available within an IRA plan. The minimum opening deposit is $500.00 and the minimum balance to obtain the annual percentage yield is $500.00.

1-1/2 Year Variable IRA*
All balances
The interest rate and annual percentage yield may change after account opening. The minimum balance required to obtain the APY** is $1.00. 		$10.00 2.96% 3.00%
* A penalty may be imposed for early withdrawal. 
Fees could reduce the earnings on the account.

**APY: Annual Percentage Yield